Perhaps the most common loans to seek, and arguably the easiest to get approval for, are auto loans. But when bankruptcy has marred a financial reputation, the automobile is also one of the first items to be seized. This means an individual made legally bankrupt can be in need of a job, a home and a car all at the same time.With their new status, the chances of getting any kind of loan are seriously affected, but are not made impossible. Indeed, getting an auto loan after bankruptcy is not nearly as difficult as it might seem.Bankruptcy once had a stigma associated with it, but in recent years, the increase in cases that down to economic failures rather than any financial irresponsibility, means lenders now have a different attitude.That is not to say that there are no extra conditions that must be satisfied before getting loan. But a lender will approve a loan for automobiles, despite bankruptcy, if they identify extenuation circumstances.Also, by following these few steps, an applicant can increase the chances of successfully applying for the loan.Be Open and StraightThere is no point in trying to hide financial details, since everything is on record. Just like every type of loan, applicants seeking auto loans can be subject to a credit history check. Being less than truthful in an application or interview will only sabotage the application itself.The relationship been the applicant and the lender needs to be as close to perfect as possible, especially when seeking an auto loan after bankruptcy. There is going to be a natural suspicion over the reasons for the financial collapse, and a lack of honesty will not bode well.It is important to remember too that a good relationship will be a long lasting one, allowing for further loan applications to be made with a higher likelihood of success. After all, if a lender approves a loan for automobiles despite bankruptcy, what more will that lender approve when the credit rating has recovered.Limitations of ExpectationOf course, just because a lender has not dismissed an bankrupt applicant straight off does not make them a charity. There are standards to be met before any auto loan can be approved. For example, there must be proof of income to show that any new loan, even of a small one, can be repaid.Understand too that any auto loan after bankruptcy is going to have a much higher interest rate than any normal loan. This is not to be scrutinized though, as being trusted for a loan for automobiles despite bankruptcy is the break an applicant needs.First Step ForwardThe road to financial recovery may be long, but an auto loan from a lender willing take a leap of faith is the best start. In time, lower interest rates and higher loan limits will come.Getting any kind of loan, not just an auto loan, after bankruptcy is not easy. But with lenders that specialize in that market, there is always the opportunity to get on that road to recovery. These are generally online lenders, which means that lower interest rates are likely to be available.But be cautious about these companies, and check them out with the relative authorities, such as the Better Business Bureau. Advertising loans for automobiles despite bankruptcy is fine, but the small print is what matters and extra costs can sometimes prove to be exorbitant. Auto loans, even with bankruptcy a factor, should not be a punishment.